We are not financial planners and have known quite a few over the years.  From the very good ones, we know to stay in our lane but have learned the basics, the important calculations (“modeling”), and what is effectively a sales tool for other financial products like insurance.  If you wish, we have available an uncluttered financial planning software that aggregates your data, shows your overall posture, and where you are headed over the course of your lifetime(s).  You also have no charge access to that software - at home or anywhere you want to consider “what if I do this…”?